Tag: finance

Money Diary of a 25-year-old HR Admin in Melbourne | Dec. 16th-22nd, 2018

Claire @ Coffee with Claire2 Comments

Doing a new segment called Money Dairy that logs my spending on a weekly basis (excluding rent, subscriptions (eg. Netflix, Spotify, gym and Scribd) and debt payments). I love looking at how my peers spends because it makes me less guilty of my habits, but it’s only fair that I contribute my weekly spending habits as well. Be sure to check out my other money diary entries over here!

Sunday, December 16th
11am – Kicked off the nice Sunday with some Starbies… $11.80
12pm – Went to my beloved Target for a better pillow and some workout clothes… $19.00
12:30pm – My shitty Skullcandy headphones broke so I had to buy a replacement from JB-HiFi. I decided to go with Sony this time… $30.74
1pm – Since we were in the city, we decided to stop by Sushi Hub for lunch… $15.40

Monday, December 17th
1pm – Hit the wall at work and went for a cup of coffee from a fancy shop… $4
6:30pm – Grabbed some groceries for tonight’s dinner from Woolsworth… $24.47

Tuesday, December 18th
9am – Was craving that delicious Vanilla Latte from Cotton Mills Coffee so I skipped the usual 7-11… $5.50

Wednesday, December 19th
8am – I forgot my banana for breakfast so I purchased a slice of banana bread with my coffee at 7-11… $3
6:30pm – Got too lazy to go food shopping and cook so we ordered Yori Yori Sushi from Uber Eats… $36.48

Thursday, December 20th
9am – I don’t know why, but my dumb ass decided to skip 7-11 today and went for a fancy latte again… $6

Friday, December 21st
3:00pm – I got off work early so I decided to stop by TK Maxx (the Aussie version to Winners/Ross/Marshall’s) to browse around without being rushed. I ended up picking a pack of seamless undies and lavender essential oil… $18.95
4pm – Of course, the mall I was at had a Starbies… $5.50
6pm – I promised Dan that I’ll cook dinner so I dropped by Woolsworth again to grab some groceries… $29.76

Saturday, December 22nd
Hallelujah, I did NOT spend a dime today!

Total for the week? $210.60!

Not bad, compared to last week’s, eh? It’s the week before the holidays so I was downtown a bit more, and it was an odd week that I craved Vanilla lattes so much!

Lessons from this week? Do not buy Skullcandy in-ear headphones… and maybe plan my groceries a bit better so I’m not constantly heading to the groceries stores.

For those who are wondering, I’m not including my monthly rent, bills, subscriptions, and student loan repayments. I don’t know why, maybe I should?

Money Diary of a 25-year-old HR Admin in Melbourne | Dec. 8th-15th, 2018

Claire @ Coffee with Claire6 Comments

After reading a few money diaries out there, I thought I’d give this thing a shot! I love discussing finances and seeing how my peers live. I also think seeing things outside of my statement could put my spending habits in a different perspective.

Saturday, Dec 8th
2pm – For lunch, we went to a nearby McDonald’s… $18
5pm – I read a few articles that eczema cream helps with KP so I went out to grab a baby eczema cream from The Chemist Warehouse… $20
6pm – After dinner, I treated Dan and myself to Starbucks… $10.60
6:30pm – A little mishap while on the train and accidentally loaded up my card with another transit pass and top-up money… $175

Sunday, Dec 9th
9:30am – I went into the city and purchased a Christmas gift from Perfect Position for my work family back at home… $19.96
4pm – Was hitting a wall and went to 7-11 across the street for an iced coffee… $2

Monday, Dec 10th
11am – Finally decided to gather the courage up and get laser hair removal after getting fed up with shaving my armpits on a daily basis in this hot country. The clinic was having a Christmas sale of $9 per session for armpits if you prepay for 10 sessions. I also ended up getting their aftercare system as well… $180.67
12pm – Hit the wall again and grabbed a cup of coffee at 7-11… $1
12:30pm – Tomorrow is my first day of work so I went to Woolsworth to buy some grocery for my lunch meal prep… $34.57

Tuesday, Dec 11th
8am – Grabbed a cup of coffee from 7-11 to start the day… $1

Wednesday, Dec 12th
8am – Grabbed a cup of coffee from 7-11 to start the day… $1
12:38pm – Went to get a coffee and a snack with a colleague… $7.30
7pm – We went to the Summer Night Market and withdrew some money for the cash-only event… $28 ($25 spending limit w/ $3 ATM withdraw fee)

Thursday, Dec 13th
8am – Grabbed a coffee and a loaf of banana bread from 7-11… $3
5pm – I read a few blog posts about a caffeine shampoo that promotes healthier hair and hair growth. I’m self-conscious of my hair at the moment so I’m willing to try anything and picked up the shampoo from The Chemist Warehouse… $14.99
5:15pm – Grabbed some dinner at Sushi Hub… $6.60
5:15pm – Also grabbed some dessert for Dan and me from Uncle Tetsu… $11.30

Friday, Dec 14th
8am – Grabbed a coffee from 7-11… $1
1pm – Forgot my lunch so I had to buy lunch… $15

Saturday, Dec 15th
12pm – I believe this run’s groceries at Woolsworth included next week’s lunches as well as some snacks and dinner… $68.85

Total for the week? $619.84

So… obviously, this isn’t great, haha. I did splurge a bit with the services and got caught up with some of reviews for the products. I was a bit annoyed that I messed up with my transit pass but whatever – it’s all good because I would’ve had to purchase it down the line anyways.

In hindsight, I also didn’t need to buy the aftercare laser treatment kit from my clinic as well but oh wells, haha… I’ll use it throughout my entire sessions anyways.